Personal finance kitchen

Money tools

Plan SIPs, loans, retirement, insurance and tax with calculators built by a cost accountant (CMA). Amounts are shown in lakhs and crores.

మీ డబ్బు ప్రణాళికకు కావలసిన అన్ని కాలిక్యులేటర్లు — ఒకే చోట.

SIP calculator

Monthly SIP with an optional annual step-up. Also shows what the corpus is worth in today's money.

Lumpsum calculator

One-time investment compounded annually.

SWP calculator

Systematic withdrawal from a corpus. Shows how long the money lasts and the most you can withdraw at a flat amount.

Loan EMI calculator

Home, car or personal loan EMI with a year-by-year repayment schedule.

Retirement corpus planner

Works out the corpus that will pay for your expenses as they rise with inflation, through to your life expectancy, and the monthly SIP that builds it.

Goal planner

Plan for education, a house down payment, marriage or travel. It inflates today's cost to the year you need the money.

How much term cover do I need?

Uses the needs-based method: what your family needs to keep its lifestyle, plus loans and goals, minus the assets already in place.

New vs old tax regime

Resident individual, Tax Year 2026-27 (April 2026 to March 2027) under the Income-tax Act, 2025. Budget 2026 left the slabs, rebate and standard deduction unchanged. Covers income taxed at slab rates only; old-regime deductions are capped at their statutory limits. Old section numbers are shown in brackets.

✓ Rates for Tax Year 2026-27 (Income-tax Act, 2025) · Reviewed 19 Oct 2026

Old regime only