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RSU & ESOP Taxation
The perquisite at vest or exercise, capital gains on sale, foreign RSUs, and Schedule FA and FSI: what actually goes into your ITR.
Telugu · English · CMA-credentialed
Cook your wealth
the right way.
Personal finance without the jargon and without the sales pitch. RSU/ESOP taxation, SIPs, insurance and markets, explained by a qualified Cost & Management Accountant (CMA).
డబ్బును సరిగ్గా వండండి — పన్ను, పెట్టుబడి, బీమా: స్పష్టంగా, తెలుగులో.
“Manage your money. Or it will manage you.”
Free tools
The kitchen tools
Personal finance
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SIP & Lumpsum
Step-up SIPs and one-time investments, also shown in today's money.
Open →🧾
New vs Old Regime
Slab tax with the 87A rebate, marginal relief and surcharge, plus the break-even deduction level.
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Retirement & Goals
Corpus needed, shortfall and the monthly SIP that closes the gap.
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Term Cover & EMI
How much life cover your family needs, plus loan EMIs and repayment schedules.
Open →Stock market
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Position Sizing
Quantity based on the 1–2% risk rule, with reward:risk.
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Brokerage & STT
Full round-trip cost for delivery, intraday, futures and options.
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Capital Gains Tax
STCG u/s 111A and LTCG u/s 112A, including grandfathering.
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Option Greeks
Black–Scholes premium, delta, theta and vega per lot.
Open →What's cooking
The core recipes
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SIP & Mutual Funds
Goal-based SIPs, step-ups, asset allocation and the tax on redemption. Build a system, not a hunch.
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Term vs ULIP
Why insurance and investment work best kept apart, with the numbers, charges and exceptions laid out.
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Income Tax Planning
New vs old regime, the deductions that matter, advance tax and notices, from a cost accountant who files hundreds of returns.
Insurance
Term vs ULIP: the short version
| Term plan | ULIP | |
|---|---|---|
| Purpose | Pure life cover | Insurance bundled with a market-linked investment |
| Cost | Low premium for a high cover | Higher premium; allocation, admin and mortality charges apply |
| Flexibility | Simple, fixed cover | Fund switches allowed; 5-year lock-in |
| Best for | Anyone with dependents | Only once cover is in place and the charges are understood |
General education. How premiums and maturity proceeds are taxed depends on the premium-to-cover ratio and current law, so check before you buy. Calculate your cover →
Your host
A cost accountant who actually reads the fine print
Wealth Kitchen is run by a Hyderabad-based Cost & Management Accountant (CMA, earlier known as ICWA). By day that means GST, income tax, payroll, audit and ROC work for hundreds of clients at Anukta Infotech. By evening it means turning all of that into plain Telugu and English.
No hype and no “guaranteed returns”. Just how the rules work, and what to do about them.
- 🎓 Cost & Management Accountant: CMA (ICWA)
- 🗣️ Telugu–English bilingual education
- 📍 Hyderabad, India
- 🧮 Tax-first, product-last advice
Join the kitchen
Follow the kitchen
Two YouTube channels, one for each language, plus daily bites on Instagram.
English
Wealth Kitchen Academy
A step-by-step path to trading and investing mastery, from zero to professional.
తెలుగు
Wealth Kitchen Telugu
Tax, investing and insurance explained in Telugu.
పన్ను, పెట్టుబడి, బీమా — తెలుగులో.
Instagram
Daily bites on Instagram
Quick tax tips, market charts and reels between videos.